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FINANCIAL
STABILITY IS
THE MISSION

Securing your financial future is part of the objective. Explore supportive resources for planning, VA home loans, and aid options designed to help you navigate your next mission.

FINANCIAL PLANNING FOR VETERANS

Managing your money is about more than just numbers; it's about securing your future after service. Stephen Phillips can help you you navigate budgeting basics, saving strategies, retirement strategies and Insurance eligibility with simple, straightforward steps. Whether you are planning for your first home or building an emergency fund, Steven can provide the tools to lead your next mission with financial confidence and clarity.

Stephen Phillips

Phone:  803.316.0099

Email: stephen_phill26@hotmail.com

Understanding Your VA Home Loan Benefit

Step 01

Verify Eligibility

The VA loan is a specialized mortgage for Veterans and active-duty members. Eligibility is typically based on your time in service, discharge status, or if you are a surviving spouse. It’s the first hurdle, and it’s meant to be simple and supportive.

Step 02
Secure Your COE

Your Certificate of Eligibility (COE) is the official proof for lenders that you qualify. You can often get this yourself through the eBenefits portal, or ask your lender to request it on your behalf for a faster, stress-free start.

Step 03
Apply and Hunt

Connect with a VA-approved lender to get pre-approved and understand your budget. Once ready, search for your home knowing you have zero down payment options and competitive rates earned through your service.

VA Loan assistance

Hermie Talamantez

Branch Sales Manager

NMLS ID 497087

Phone: 210.284.6185
Fax: 888.325.2365

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